A new financial system, centered in Hong Kong and utilizing stablecoins like Tether, is rapidly emerging as a significant force in global trade, largely operating outside traditional U.S. banking regulations. This system allows BRICS nations and others to conduct international transactions using U.S. dollars without exposing their currencies to speculation or incurring new sovereign debt, bypassing U.S. banks in the process. Tether, a stablecoin pegged to the U.S. dollar, has become a dominant player, processing an astonishing volume of transactions that now rivals the entire U.S. economy, despite being a relatively unknown entity to most. The U.S. government is actively working on legislation, such as the Genius Act, to bring this burgeoning stablecoin market under its regulatory oversight, as much of this activity occurs outside American jurisdiction, raising concerns for both U.S. financial control and the independence desired by its users. The source also speculates on Tether's future, suggesting its growing investments in assets like Bitcoin and gold could potentially lead to its value exceeding the U.S. dollar, positioning it and the BRICS economies as a future anchor for the global economy.

The "Car Wizard" debunks the pervasive myth that certain automotive fluids, particularly transmission fluid, last the "lifetime of the vehicle" without requiring service. He explains that car manufacturers and dealers often define a vehicle's "life" as significantly shorter than what many owners expect, often around 150,000-200,000 miles, rather than 300,000-400,000 miles. Through a compelling comparison of new and used transmission fluid from a 187,000-mile Lexus, the video vividly demonstrates how essential fluids degrade due to heat, friction, and metallic wear, becoming contaminated and losing their effectiveness. The Car Wizard strongly advocates for regular fluid changes around every 100,000 miles to extend a vehicle's true longevity, warning that neglecting this maintenance can lead to premature component failure, especially in transmissions, and that independent shops are generally more willing to perform these crucial services than dealerships.

GRIT Fantasy RPG is a rules-light sytem that is perfect for one-shots, short campaigns, and convention games. The core rules are simple and easy to manage so that you can spend your time playing without the need for constant rules-checking. GRIT can be learned in a matter of minutes and is great for players of any level of experience; kids will love playing it too! If you're looking for a solid, streamlined game that you can quickly get to the table with minimal prep and ease of play GRIT Fantasy RPG is for you!

A significant amount of attention has been put into making this game easy to use from the GM's perspective. After all, a happy GM means happy players! Aside from simple rules that allow you  to run stress-free games, the book provides tools for setting up sessions without a ton of effort. 

What you can expect from GRIT Fantasy RPG:

Core Rules

A single D12 is used as the primary die. 
There are two types of rolls: Static and Opposed. A Static roll must beat one of four target numbers selected by the GM. An Opposed roll must beat the roll of the adversary. 
Characters have five stats called Aspects. Each time a primary die is rolled an Aspect value is added to it. 
Each player has three Focus Dice that are used to boost rolls. Focus Dice are discarded from the game after use.
Combat does not follow a ridgid initiative structure. The players and GM decide together who should act as the round progresses. 
During combat each participant gets to take one action or reaction. This combination makes combat move quickly.   
Damage is calculated by determining the difference between a roll and a target number (Static) or the opponents roll (Opposed). 
Armor and shields simply reduce incoming damage by the total amount of SOAK they have. 
There are three distances in the game: melee, short, and long. 
Character Creation

There are twelve Lineages to choose from (elf, dwarf, human, etc.). Each Lineage has a special ability. 
Aspects are configured by point allocation. 
Each character gets one unique item and 4 basic gear items. The maximum number of items a character can have is 10. 
Characters have 10 GRIT (hitpoints). 
Players must come up with a details relating to their character. Optional tables provided for this. 
There is a quick build option that can produce a character in just a few minutes.  
Notable Details

Instead of spellcasting there are a ton of magic items called artifacts that have special abilities and powers. All of these items are described in two lines of text or less, making their effects very easy to implement during gameplay. 
There is no set advancement system but there are optionsal rules included on how to implement milestones. 
The GM section has tools to quickly generate story concepts, encounters, NPC's, and even custom monsters. 
There are 52 monsters in the book, many of them are only found in GRIT Fantasy RPG. 
The book houses 400 loot items. They are organized into twenty D20 tables for ease of use. 

In an interview with David Perell, Harvard Professor Steven Pinker discusses the art and science of effective non-fiction writing, especially in the age of large language models (LLMs). Pinker argues that much bad writing stems from the "curse of knowledge," where writers assume their audience shares their specialized understanding, leading to excessive jargon and abstraction. He advocates for writing that helps readers form mental images, emphasizing concrete language and visual metaphors over abstract terms. Pinker also highlights the importance of brevity and conciseness, noting that trimming needless words often enhances clarity and aesthetic appeal. Ultimately, he suggests that good writing involves cultivating empathy for the reader, seeking external feedback, and appreciating the sensory and rhythmic aspects of language, much like the direct and vivid communication often found in children's explanations or historical texts before widespread academic abstraction.

Jacinda Ardern

The YouTube source, "5 Rules to Fix a Broken Life (Musashi’s Genius Strategy)," proposes that overcoming despair and rebuilding one's life can be achieved by applying five principles derived from the legendary swordsman Miyamoto Musashi. First, acceptance of reality is crucial, as denying difficult truths only prolongs suffering, preventing one from moving forward. Second, it's vital to avoid chasing pleasure to escape pain, as temporary distractions merely mask underlying issues and can lead to further dissatisfaction. Third, controlling impulsive emotions is key, as decisions made in heightened states of anger, fear, or sadness rarely lead to positive outcomes. Fourth, one should gain perspective by not obsessing over oneself, recognizing that personal problems are part of a larger world and not the entirety of existence. Finally, the source emphasizes the importance of never letting jealousy poison your mind, as comparing oneself to others drains energy and focus from one's own path to recovery and growth.

This source explains how to eliminate the irritating noises from windshield wipers and make them last longer. The primary cause of noise is often a deformed wiper arm mechanism, which can be fixed with a couple of tools by slightly adjusting the angle. Beyond physical repair, the video details a cleaning regimen using WD40 followed by denatured alcohol to remove built-up debris from the wiper blades. Finally, applying a product like New Finish car polish to the clean windshield makes the glass slick, allowing the wipers to glide smoothly and function optimally.

This excerpt argues that the United States' economic power, particularly its ability to use market access as leverage, is significantly diminishing compared to the past, contrary to views held by some politicians. The speaker contends that the size of the US import market is no longer large enough to force most countries to align their foreign policy, and the notion that China would flood other markets if blocked by the US is also an oversimplification. Furthermore, the source highlights the US's position as a significant debtor and deficit country, suggesting this financial vulnerability weakens its ability to dictate terms in trade disputes and that the internationalization of the Chinese renminbi is an inevitable development that will further erode the exorbitant privilege of the US dollar.

This source examines how the Trump administration's tariff policies are creating chaos and harming businesses, particularly as evidenced by fashion mogul Steve Madden's outspoken criticism. The video contrasts Trump's approach with Ronald Reagan's warnings against protectionism, highlighting how tariffs can lead to a lack of innovation, foreign retaliation, and ultimately shrink markets and cost jobs. Furthermore, it explores specific instances, like the pressure placed on Apple CEO Tim Cook to move manufacturing to the US despite potential negative economic consequences and the overall unpredictability of Trump's trade decisions.