Sounds like chips and phone are safer than the mag strip. SNAP uses mag strip, so quite vulnerable to skimming.

• 💳 Card-skimming scams cost financial institutions and U.S. consumers over a billion dollars each year.
• 💳 Skimming is a cat-and-mouse game between the criminals and the investigators; when one side finds a way to stop it, the other side finds a new way around it.
• 💳 Vulnerable groups, such as low-income Americans, are increasingly being targeted by skimmers. In particular, the federal Supplemental Nutrition Assistance Program (SNAP) program is vulnerable to skimming.
• 💳 SNAP cards use a magnetic stripe that is easily hacked because it is not as secure as the chip that stores started accepting back in 2015.
• 💳 Every one dollar skimmed ends up costing nearly four dollars in loss, which is passed on to every taxpayer.
• 💳 Lawmakers from multiple states are urging the USDA to update cybersecurity standards for the nation's food assistance program, as it has not done so since 2010.
• 💳 The USDA is testing a pilot program in five states next year that will allow SNAP recipients to try tap-to-pay, a more secure payment method.
• 💳 Law enforcement and business owners are being trained to stop skimming.